Working capital management is important for MSMEs to manage the cash flow and keep the Business moving without any interruptions. Working capital refers to the money needed to pay the daily expenses, inventory purchases, account payables, operating overheads, and accounts receivable management.

Inventory financing includes the purchase of raw materials and finished goods and ensures the smooth continuation of business.

Secure trouble-free access to loans to procure working capital, specially designed for MSMEs. KreditMudra provides expert support and guidance to get easy and quick approvals with flexible repayment options. KreditMudra encourages businesses to meet their short-term and long-term financial obligations.

Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE ) is a scheme initiated by the Government of India that provides collateral-free funds in the form of loans to micro and small businesses. It supports and helps MSMEs to get loans without pledging any security or third-party guarantee.

MSMEs faces many difficulties when applying for loans due to lack of assets, in such cases, the CGTMSE fills the gap by providing surety cover to lenders. This inspires NBFCs and banks to approve loans up to 5 crores without asking for any sort of collateral. 

Owners of micro and small businesses can seek help from experts at KreditMudra, where they will guide and support them to secure a loan by comparing the top banks and NBFCs. Our experts will be with you throughout the process from the application login to till the disbursement. 

The Indian government launched the Stand Up India scheme to encourage and motivate women entrepreneurs to start their businesses and startups. This is an initiative launched by the Indian government to benefit and support women, entrepreneurs and SC STs.

This scheme provides loans from 1 lakh to 1 crore for new startups and businesses across India, which will help entrepreneurs to swift gears to reach their business goals at the earliest. 

The core benefits of this scheme are no collateral requirement, easy to secure and access to the loan funds. It is a perfect choice for individual women who are looking to kick-start their businesses but face obstacles in securing traditional business loans.

KreditMudra provides a simplified solution by providing expert support and guidance. Professionals will stand by you to help in choosing a suitable lender. We support you in each step, from application to completing the documents to till the final disbursement.

The government of India has introduced PMEGP (Prime Minister’s Employment Generation Programme) to support first-time entrepreneurs to avail collateral-free loans to start a new business and startups, such as retail shops, small factories, and service-based companies. 

You can get up to 10 lakhs for service-based businesses and 25 lakhs for manufacturing companies, along with a subsidy of  up to 35%, which drastically reduces your repayment load and helps to accelerate your business hassle-free.

KreditMudra, your trusted loan partner, will educate and guide you on the proper direction of the PMEGP loan process. From comparing top banks’ offers, checking eligibility, documentation, and till the disbursement. 

CLCSS (The Credit Linked Capital Subsidy Scheme) is a vital initiative by the Government of India to help Micro, Small, and Medium Enterprises (MSMEs) upgrade from old to cutting-edge technologies. Under this scheme, eligible businesses can secure 1 crore with a 15% subsidy on loans for buying new equipment or machinery. 

Getting started with CLCSS can be tricky; that’s where kreditMudra comes into the picture and guides the micro, small, and medium enterprises (MSMEs) to compare and choose a suitable lender from top banks, ensuring eligibility, helping in documentation, and following up till the disbursement is completed.

Bill Discounting is one of the best master strokes that support businesses to unleash working capital by converting unpaid invoices into immediate cash. Bill discounting is an ideal pick for SMEs and MSMEs facing cash flow gap challenges due to delayed payments from buyers.

With bill discounting, your MSME or SME will be eligible to get  90% of the invoice value upfront from financial institutions. This helps to improve the cash flow, ensure business operations run smoothly, and maintain a healthy relationship with the vendors.

KreditMudra makes bill discounting easily accessible. Whether you are dealing with corporate or government buyers, KreditMudra’s expert professionals will connect you with top leading banks. We guide you to compare interest rates, check eligibility, and seek support in the documentation process.

A letter of credit (LC) plays a very important financial role for businesses in international and domestic trade. It promises payment to the seller from a bank, ensuring security, risk and hassle-free transactions between both parties.

For exporters and MSMEs. Letter of credit (LC) builds trust and high-value deals without trust issues or payment delays. It ensures that sellers are guaranteed payment and provides buyers a flexible window.

KredMudra breaks down the lengthy processes and keeps them simple by connecting to top financial institutions, NBFCs, and banks. From picking the accurate LC to handling all documentation process, KreditMudra supports and guides every step, starting from the application process to disbursement.

Purchasing new cutting-edge technologies, equipment, and machinery can significantly improve the quality, productivity, and profitability of medium and small businesses, but investing in advanced machines and industrial equipment is overpriced. For such challenges, New Machinery Financing can be the best plan.

With KreditMudra, you can easily access collateral-free loans, with eligible Govt Subsidies. Businesses can purchase advanced machines and industrial equipment, factory automation tools, manufacturing machines, packing units,  etc. 

 KreditMudra’s expert professionals will connect you with leading banks and help you secure a collateral-free loan by standing with you throughout the process. We guide you in checking eligibility,  application process, documentation, and disbursement.

Are you an entrepreneur planning to construct or renovate your warehouse? KreditMudra experts help you get a warehouse financing loan easily and securely.

Warehouse financing plays a vital role in business, helping you to upgrade to large inventory storage and manage overall logistics smoothly.

Our expert professionals will guide the overall end-to-end process from checking eligibility, choosing the best lender, comparing interest rates among available options, the documentation process, and assisting till the disbursal.